Terms and Conditions

1. Acceptance of Terms

By accessing or using the LumiaBitAI Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you should not use the Service.

We reserve the right to update or modify these Terms at any time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms. We encourage you to review this page periodically.

2. Eligibility

The Service is intended for use by individuals who are of legal age to enter into binding agreements in their jurisdiction of residence. By using the Service, you represent that you meet this requirement and that all information you provide to us is accurate and current.

3. Nature of the Service

LumiaBitAI provides data-driven analysis, informational tools, and general content related to investment concepts. Nothing on this website constitutes personalised financial, legal, or tax advice, and nothing should be interpreted as a recommendation to buy, sell, or hold any particular asset.

All investment activity carries risk, including the potential loss of capital. Past performance, hypothetical results, or illustrative figures presented through the Service are not guarantees of future outcomes. You are solely responsible for evaluating the suitability of any decision made using information obtained from the Service.

4. No Professional Relationship

Use of the Service does not create a fiduciary, advisory, brokerage, or professional relationship between you and LumiaBitAI. You should consult an independent, qualified financial or legal professional before making decisions that may affect your financial position.

5. User Responsibilities

• 1
  Accurate Information You agree to provide truthful, accurate, and complete information when interacting with the Service, including through any contact or inquiry forms.
• 2
  Lawful Use You agree not to use the Service for any unlawful purpose or in a manner that could damage, disable, or impair the Service or interfere with other users' access to it.
• 3
  Account Security If any part of the Service requires credentials or login access, you are responsible for maintaining the confidentiality of those credentials and for any activity conducted under them.

6. Intellectual Property

All content on this website, including text, graphics, logos, layouts, and underlying code, is the property of LumiaBitAI or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from this content without prior written permission, except where such use is permitted for personal, non-commercial reference.

7. Third-Party Links and Content

The Service may contain links to third-party websites or reference third-party tools and data sources. LumiaBitAI does not control and is not responsible for the content, accuracy, or practices of any third party. Inclusion of such links does not imply endorsement.

8. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. LumiaBitAI does not warrant that the Service will be uninterrupted, timely, secure, or error-free.

9. Limitation of Liability

To the fullest extent permitted by applicable law, LumiaBitAI, its affiliates, officers, and representatives shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial loss, arising from your use of or inability to use the Service, even if advised of the possibility of such damages.

10. Indemnification

You agree to indemnify and hold harmless LumiaBitAI and its representatives from any claims, damages, liabilities, and expenses arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

11. Termination

We reserve the right to suspend or terminate your access to the Service, without notice, for conduct that we believe violates these Terms or is otherwise harmful to LumiaBitAI, other users, or third parties.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which LumiaBitAI operates, without regard to conflict-of-law principles. This section is a general placeholder and should be adapted to specify the correct jurisdiction for your business.

13. Contact

If you have questions about these Terms, please reach out via the contact details provided on our Contact page. We will aim to respond to reasonable inquiries regarding this document.